Starter New Home Purchase - Eligibility Criteria

• There are two types of household that can be considered for inclusion in the incremental purchase scheme:

• Households that have been assessed by Limerick City and County Council as being eligible for and in need of social housing support
• Households who are already in receipt of social housing support by Limerick City and County Council, i.e. existing Local Authority or Approved Housing Body tenants and households accommodated under RAS (Rental Accommodation Scheme), HAP (Housing Assistance Payment) Scheme and Long Term Social Housing Leasing Scheme

• Applicants/ Joint Applicants must have minimum reckonable income of €15,000 per annum.
• Reckonable income must come mainly from regular employment and not solely from social welfare.
• Applicants must be in receipt of social housing support or on Limerick City and County Council’s waiting list for minimum period of 1 year.
• A person/household who has previously bought a dwelling from any housing authority, in accordance with certain purchase schemes, is not permitted to buy a house from a housing authority under an incremental purchase arrangement.
• No-one living in your house can be engaged in anti-social behaviour.
• Applicants must have a satisfactory rent record, and all charges up to date.
• Show your Local Authority how you intend to pay for the house: 

• You must provide approval in principal or evidence of how you are going to finance the purchase at the time of application.

All of the above must satisfy the ‘Household Means Policy’ to determine income eligibility and affordability. 

For more information about the Incremental Purchase Scheme please contact:

Phone: 061 557028
Email: starternewhomepurchase@limerick.ie